"Bay on the map" - this term is used by scammers to deceive naive people who are ready to do anything for the sake of additional income. We note right away that the bay is an illegal operation, as it involves the laundering of funds obtained illegally. In this article, we will take a closer look at what a bay is, how it is carried out, and most importantly, how to avoid deception ...
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The essence of the scam
The slang term "bay" implies the operation of replenishing a card or account by another person, followed by cashing out or transferring to another account. This scheme is used to launder money and cover up traces. The bay is used by scammers who steal bank account or card data, as well as owners of fraudulent projects. The scheme of the bay is as follows.
Offers are posted on forums, social networks or message boards, in which it is proposed to make a bay for a good payment. If a person agrees, then a certain amount is transferred to his card or account, as a rule, several tens or even hundreds of thousands. The task of the owner of the card or account is to cash out the funds, with the subsequent transfer of a part to the specified details.
In some cases, you do not need to withdraw cash, you just need to send money to another account. For such an operation, the cardholder is offered a reward in the amount of 20-50% of the transferred amount. Good income, isn't it?! However, it should be remembered that the bay is illegal and you may be prosecuted for this. The Gulf is equated with the laundering of funds obtained illegally, which is prohibited in most countries of the world.
Where does the money for the bay come from?
Money transferred to your card or account is most often stolen from someone else's account. No need to be naive and think that good hackers steal money from the oligarchs and the rich. Usually, such people have money securely protected from theft. And they steal funds from cards or accounts from the same simple hard workers as you. It's no secret that many people are completely careless about the security of their own data.
Often people themselves transfer their personal data and details to dubious projects. Thus, it is not necessary that some cool hackers break into your bank and steal money. Sometimes it’s enough to pay with a credit card for a training course on a dubious site. Partially, the money of financial pyramids, casinos, bookmakers or brokers is laundered by gulfs. As well as countless scams that we describe daily.
The essence of the fake bay on the map
In addition to real bays, when money is actually transferred to the account, there are also fake ones. This type of scam has been around for years. Its essence lies in the fact that before the inflow of funds, the swindler asks to transfer a certain amount to his account, as a guarantor. Then the swindler pockets the money for himself and disappears.
There is no bay on the map. And a person who decides to earn extra money in such an illegal way is left with nothing. The most interesting thing is that the victim, if she is of sound mind, will not declare to law enforcement agencies.
As stated, the victim actually confesses that she was going to become an accomplice in a money laundering scheme. For which there is a criminal penalty. The perfect scammer! A similar scheme of deception is used by many scammers on the network. Most often, such scammers can be found on the social networks VK, OK and the Telegram messenger.
Gulf risks on the map
The greatest risk is not that you will be deceived, but that you may be arrested. Always remember that bay is illegal. Participation in this process is regarded as complicity. Do not believe scammers that many do this, that they guarantee security, etc. Remember that you will be responsible before the law, not them. And ignorance of the law does not mitigate the punishment.
A simple “I didn’t know” won’t work. The second most important risk is a banal deception. You can become a victim of another scammer, like Denis Popov, who will take your advance payment and disappear forever. What to do if the money still came to the card? Remember that transactions in the banking system are easily tracked.
It won't be hard to figure you out. Therefore, if money was credited to you from nowhere, immediately contact the bank to clarify the circumstances. In this case, there will be no claims against you. If you start spending this money, you will have to answer questions from the investigation, as you will be considered as a suspect and an accomplice of fraudsters.
Conclusion
Bay on the map is an illegal and criminal activity. For this reason, it is strongly discouraged to participate in and respond to the Gulf's proposals. Also, the bay is often used by scammers to lure prepayments. In any case, don't take the bay's offer.
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